I would have checked my blood sugar to see what low number it actually was except I can't—I'm out of testing equipment, because my health insurance company arbitrarily decided to stop covering the supplies I was using. Oh, they also tried to stop covering my insulin.
I take shots of insulin several times a day, every day, in order to live. Without insulin, I would die. So imagine my dismay last week when I went into the pharmacy and the lady behind the counter, who has been dispensing the same medicine to me for over a year, told me my insurance company no longer covered any of my medicine.
Of course, that's not an issue for the pharmacy—that's an issue for the insurance company! Let's take a moment to note here that in New York State, there's a law requiring insurance companies to cover diabetics; the disease can't be considered a pre-existing condition used to deny coverage.
So I called the insurance company and said, "hey I went to the same pharmacy I always go to to get the same medicine I always get and they said now I can't have it." And every inarticulate customer service representative I spoke to had no idea what I was talking about; one fought with me for almost an hour about whether the vials are 10 mL or 100. "I'm looking at it right now—it says 10." (She later told me, with pride, that I was wrong. I'm not wrong. They're fucking 10 mL.)
More than one explained to me that my account said this: "New York state law mandates you be covered for diabetes supplies... excluding diabetes supplies." I'm not joking. I was near tears. I need this shit to live. How do you argue with insane people? It's like telling the police you have a right to do what you're doing as they put you in handcuffs and toss you in the back of the car.
I just kept calling back to talk to different representatives, who would tell me different crazy stories. Finally I got that person, every caller's dream: the person who knows what they're talking about. (I used to be that person when I worked in video stores—people used to love getting me on the phone.) I got the impression that in the new year, the system had been reset, and the plans (all plans?) refusing to cover diabetes that had been overridden by state mandate had been de-overridden.
After an hour of her arguing with some supervisor in another department, she was able to have my insulin covered again. Hooray! But not the testing trips for my blood-sugar monitor—those were, arbitrarily, no longer covered. Which ones were, I asked a different representative? She told me to check the website. To check if medicine is covered on the website, you have to type in the name of every medicine you want to check. Quick—name every brand of blood-sugar monitor! No, just kidding—just the ones they sell at your local pharmacy.
While trying to figure this out, I have no more blood-sugar testing strips, which means I can't test my blood, which means I'm just guessing more than usual here, which is why I'm bolting awake in the middle of the night, unable to think straight. The fundamental flaw in Obama's healthcare overhaul is that it gives us all health insurance when health insurance is the very thing that's wrong with our healthcare system. Health insurance companies let people die to turn bigger profits. They, essentially, kill people for money.